Tag Archives: homeowner’s insurance

Saturday Survey: Breed-Specific Insurance Rates

I posted a story on Tuesday about how insurance companies sometimes raise your homeowner’s premiums if they know you have a dog of a breed they consider dangerous. Which made me wonder – have you been subjected to breed-specific rates?

Have you been subject to breed-specific insurance rates?

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Until next time,
Good day, and good dog!

Tuesday Top Ten: Breed-Specific Insurance Rates

shutterstock_89404294Many homeowners insurance carriers are loathe to provide insurance to homes that include certain breeds of dogs that they deem more likely to bite and cause injuries. Although the laws in many jurisdictions are finally reflecting the fact that it’s not necessarily the breed so much as the way the dog is raised, insurance companies still, in many cases, use breed-specific rating systems to either deny insurance or to require a higher premium, regardless of the individual dog’s behavioral history.
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