Tag Archives: insurance

Dogs Blacklisted by Insurance Companies

From an article in Psychology Today: Because dog bites account for up to one-third of the claims paid out by home insurers, they may be sensitive to the type of dog you have in your homeThey can refuse to provide you with a policy, exclude dog bite coverage, or charge higher rates if you own dogs they deem too likely to bite. Continue reading Dogs Blacklisted by Insurance Companies

Saturday Survey: What’s a vicious dog?

We recently changed carriers for our home insurance, and since we have so many dogs, we  had to fill out several questionnaires so the insurance company could figure out what type of risk they were taking on. 

In order to answer some of the questions, I had to have the agent send us a copy of the dog laws in Ohio, which set forth definitions for “dangerous dogs” and “vicious dogs”. 

Legalities aside, what do you think – what constitutes a vicious dog?

Continue reading Saturday Survey: What’s a vicious dog?

Top Ten Tuesday: Least Destructive Dogs

Last week’s Top Ten Tuesday post was about the most destructive dogs, based on a survey of 3,000 customers of UK pet insurance carrier Esure.  This week, we bring you the opposite – the breeds found least destructive by the same survey.


Each of these breeds were responsible for less than $2 worth of damage.  I’m sorry, but in my humble opinion, any dog who can’t do more than $2 worth of damage can’t really be a dog!


King Charles Spaniel

Border Terrier

Cocker Spaniel

Old English Sheepdog

Highland Terrier




Saint Bernard



Until next time,

Good day, and good dog!